.gpen{--navy:#003d7c;--blue:#1657a6;--muted:#5c708b;--line:#e0e8f2;--gold:#ffbf32;background:#fff;color:var(--navy);font-family:inherit;padding:0 0 65px}.gpen *{box-sizing:border-box}.gpen-shell{max-width:1200px;padding:0 24px;margin:auto}.gpen a{color:inherit;text-decoration:none}.gpen a:hover{color:#2165b7}.gpen a:focus-visible,.gpen button:focus-visible,.gpen input:focus-visible{outline:3px solid #d99800;outline-offset:3px}.gpen-crumb{display:flex;gap:12px;font-size:12px;color:var(--muted);padding:25px 0 20px}.gpen-masthead{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:9px 0 24px}.gpen-kicker{font-size:10px;font-weight:800;letter-spacing:1.7px;line-height:1.6;color:#456b9c}.gpen h1{font-size:40px;line-height:1.2;letter-spacing:-1.2px;margin:8px 0 10px;color:var(--navy)}.gpen h1 span{color:#d69815;font-weight:400}.gpen-masthead p{font-size:14px;color:var(--muted);margin:0}.gpen-allguides{font-size:12px;font-weight:700;white-space:nowrap;border-bottom:2px solid var(--gold);padding:10px 0}.gpen-toolbar{border-top:2px solid var(--navy);border-bottom:1px solid var(--line);display:flex;gap:18px;align-items:center;justify-content:space-between;margin-bottom:28px}.gpen-toolbar nav{display:flex;flex-wrap:wrap;gap:20px}.gpen-toolbar nav a{font-size:12px;font-weight:700;display:flex;align-items:center;min-height:53px;position:relative}.gpen-toolbar nav a.is-active:after{content:'';position:absolute;bottom:-1px;left:0;right:0;height:3px;background:var(--gold)}.gpen-toolbar form{display:flex;flex:0 1 230px;min-width:150px;margin:0;align-items:center}.gpen-toolbar input{height:38px;margin:0;border:0;box-shadow:none;background:#f5f8fc;font-size:12px;border-radius:5px 0 0 5px;min-width:0;color:var(--navy)}.gpen-toolbar button{height:38px;min-width:38px;padding:0;margin:0;border:0;background:#f5f8fc;color:var(--navy);font-size:25px;line-height:1;border-radius:0 5px 5px 0}.gpen-sr{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap}.gpen-section-title{font-size:19px!important;font-weight:800;line-height:1.4;color:var(--navy)!important;margin:0 0 20px!important;padding-bottom:12px;border-bottom:1px solid var(--line);position:relative}.gpen-section-title:after{content:'';position:absolute;bottom:-1px;left:0;width:45px;height:3px;background:var(--gold)}.gpen-feature-grid{display:grid;grid-template-columns:minmax(0,1.23fr) minmax(0,1fr);gap:30px}.gpen-card{min-width:0;margin:0}.gpen-image{display:block;aspect-ratio:16/10;background:#eef4fc;overflow:hidden;border-radius:7px}.gpen-photo,.gpen-art,.gpen-art svg{width:100%;height:100%;display:block}.gpen-photo{object-fit:cover;object-position:center 45%;transition:transform .25s ease}.gpen-image:hover .gpen-photo{transform:scale(1.025)}.gpen-art svg{object-fit:cover}.gpen-card-body{padding:14px 0 0}.gpen-tag{font-size:10px;font-weight:800;letter-spacing:.8px;color:#687d99;text-transform:uppercase}.gpen-card h3{font-size:18px;line-height:1.5;margin:5px 0 8px;color:var(--navy);font-weight:750}.gpen-card p{font-size:13px;line-height:1.75;color:var(--muted);margin:9px 0 0;display:-webkit-box;-webkit-line-clamp:3;-webkit-box-orient:vertical;overflow:hidden}.gpen-card time{font-size:11px;color:#6e7f93}.gpen-card--lead h3{font-size:25px;line-height:1.4}.gpen-feature-side{display:grid;gap:15px;align-content:start}.gpen-card--compact{display:grid;grid-template-columns:40% minmax(0,1fr);gap:15px;border-bottom:1px solid var(--line);padding-bottom:15px}.gpen-card--compact:last-child{border-bottom:0}.gpen-card--compact .gpen-card-body{padding:0}.gpen-card--compact h3{font-size:15px;line-height:1.45;margin-top:3px}.gpen-card--compact p{display:none}.gpen-card--compact .gpen-image{aspect-ratio:16/10}.gpen-feature{margin-bottom:42px}.gpen-columns{display:grid;grid-template-columns:minmax(0,1fr) 275px;gap:35px}.gpen-main,.gpen-sidebar{min-width:0}.gpen-empty{padding:27px;background:#f4f8fd;border-left:3px solid var(--gold);border-radius:0 8px 8px 0}.gpen-empty h3{font-size:20px;margin:7px 0 8px;color:var(--navy)}.gpen-empty p{font-size:14px;color:var(--muted);line-height:1.75;margin:0}.gpen-empty a{display:inline-block;margin-top:12px;font-size:13px;font-weight:700}.gpen-guide-section{margin-top:34px}.gpen-section-heading{display:flex;justify-content:space-between;gap:16px;align-items:baseline;border-bottom:1px solid var(--line);margin-bottom:22px}.gpen-section-heading .gpen-section-title{border:0;margin:0!important}.gpen-section-heading>a{font-size:11px;white-space:nowrap}.gpen-guide-grid,.gpen-post-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:28px 24px}.gpen-guide-grid h3{font-size:17px}.gpen-sidebar>section{margin-bottom:30px}.gpen-quick a{display:flex;justify-content:space-between;padding:13px 1px;border-bottom:1px solid var(--line);font-size:14px;font-weight:650}.gpen-quick a span{color:#7b93b2}.gpen-help{background:linear-gradient(145deg,#eaf3ff,#f8fbff 75%);padding:25px 22px;border-radius:10px;border:1px solid #dce8f8}.gpen-help h2{font-size:23px;line-height:1.4;color:var(--navy);margin:12px 0}.gpen-help p{font-size:13px;line-height:1.8;color:var(--muted)}.gpen-help>a{display:block;text-align:center;background:var(--gold);padding:13px 8px;border-radius:6px;font-size:13px;font-weight:800;color:var(--navy)}.gpen-help>a.gpen-phone{background:transparent;margin-top:7px;font-weight:650}.gpen-sidebar-links a{display:block;padding:10px 0;font-size:13px;border-bottom:1px solid var(--line)}.gpen-video{display:grid;grid-template-columns:1fr 1fr;gap:50px;align-items:center;margin-top:48px;padding:36px;background:linear-gradient(120deg,#003367,#07589c);border-radius:12px;overflow:hidden}.gpen-video .gpen-kicker{color:#ffce5f}.gpen-video h2{color:#fff;font-size:30px;line-height:1.35;margin:12px 0}.gpen-video p{color:#d8e5f6;font-size:14px;line-height:1.8}.gpen-video-button{display:inline-block;background:var(--gold);padding:13px 17px;border-radius:6px;font-size:12px;font-weight:800;color:var(--navy)!important}.gpen-video-route{display:block;color:#e5efff!important;font-size:12px;margin-top:18px}.gpen-video-image{position:relative;aspect-ratio:16/10;overflow:hidden;border-radius:8px;background:#eef5ff}.gpen-video-image:after{content:'';position:absolute;inset:0;background:linear-gradient(transparent,rgba(0,28,64,.6))}.gpen-play{position:absolute;top:50%;left:50%;transform:translate(-50%,-50%);display:grid;place-items:center;width:65px;height:65px;background:#ffbf32;color:var(--navy);border-radius:50%;z-index:1;font-size:22px;padding-left:4px}.gpen-video-caption{position:absolute;bottom:18px;left:20px;font-size:11px;color:white;font-weight:800;letter-spacing:1px;z-index:1}.gpen-pagination{margin-top:30px}.gpen-pagination ul{display:flex;gap:8px;list-style:none;padding:0;margin:0;flex-wrap:wrap}.gpen-pagination li{margin:0}.gpen-pagination a,.gpen-pagination span{display:block;padding:10px 14px;border:1px solid var(--line);border-radius:5px;font-size:13px}.gpen-pagination .current{background:var(--navy);color:#fff}.page-id-225 #main>.page-wrapper{padding:0}.page-id-225 #main>.page-wrapper>.row{max-width:none}.page-id-225 #main>.page-wrapper>.row>.col{padding:0}.gpen-feature-grid:has(>.gpen-card:only-child){grid-template-columns:1fr}
@media(max-width:1000px){.gpen-toolbar{flex-wrap:wrap;padding-bottom:12px;gap:0}.gpen-toolbar form{flex-basis:100%}.gpen-columns{grid-template-columns:minmax(0,1fr) 235px;gap:25px}.gpen-feature-grid{gap:22px}.gpen-card--compact{gap:12px}.gpen-card--compact h3{font-size:14px}.gpen-video{gap:25px;padding:28px}}
@media(max-width:700px){.gpen-shell{padding:0 18px}.gpen-crumb{padding:17px 0}.gpen-masthead{display:block;padding-top:0}.gpen h1{font-size:31px}.gpen-masthead p{font-size:13px}.gpen-allguides{display:inline-block;margin-top:8px}.gpen-toolbar nav{gap:0 18px}.gpen-toolbar nav a{font-size:11px;min-height:44px}.gpen-toolbar{margin-bottom:23px}.gpen-feature-grid{grid-template-columns:1fr;gap:24px}.gpen-card--lead h3{font-size:23px}.gpen-feature-side{gap:14px}.gpen-card--compact{grid-template-columns:35% minmax(0,1fr)}.gpen-card--compact h3{font-size:15px}.gpen-columns{grid-template-columns:1fr;gap:30px}.gpen-feature{margin-bottom:30px}.gpen-guide-grid,.gpen-post-grid{gap:25px 16px}.gpen-guide-grid h3,.gpen-post-grid h3{font-size:15px}.gpen-card p{font-size:12px}.gpen-sidebar{display:grid;grid-template-columns:1fr;gap:0}.gpen-video{grid-template-columns:1fr;padding:25px 22px;gap:25px;margin-top:12px}.gpen-video h2{font-size:27px}.gpen-video-image{grid-row:1}.gpen-empty{padding:22px}.gpen-section-title{font-size:18px!important}.gpen{padding-bottom:95px}}
@media(max-width:370px){.gpen-guide-grid,.gpen-post-grid{grid-template-columns:1fr}.gpen h1{font-size:28px}.gpen-toolbar nav{gap:0 14px}.gpen-section-heading{display:block}.gpen-section-heading>a{display:inline-block;padding:9px 0}}
@media(prefers-reduced-motion:reduce){.gpen-photo{transition:none}}
.page-id-225 .page-header-excerpt{display:none}
.gpen-reading-grid{display:grid;grid-template-columns:minmax(0,790px) minmax(0,270px);gap:50px;align-items:start}.gpen-reading{min-width:0}.gpen-single .gpen-crumb{padding-bottom:30px}.gpen-article-head h1{font-size:36px;line-height:1.3;letter-spacing:-.7px}.gpen-byline{display:flex;gap:10px;align-items:center;color:#6b7c91;font-size:12px;margin:17px 0}.gpen-article-head>p{font-size:16px;line-height:1.8;color:#55708f}.gpen-article-cover{margin:24px 0}.gpen-article-cover img{width:100%;max-height:460px;aspect-ratio:16/10;object-fit:cover;object-position:center 45%;border-radius:9px}.gpen-article-cover figcaption{font-size:11px;color:#6d7f94;margin-top:8px}.gpen-toc{background:#f2f7fd;border:1px solid #dfebf9;padding:19px 24px;border-radius:8px;margin:25px 0 30px}.gpen-toc summary{cursor:pointer;font-weight:800;font-size:15px}.gpen-toc ol{margin:13px 0 0 20px}.gpen-toc li{font-size:13px;line-height:1.8;margin:7px 0}.gpen-article-content{font-size:16px;color:#334e6d;line-height:1.9;overflow-wrap:anywhere}.gpen-article-content h2{color:#003d7c;font-size:25px;line-height:1.45;margin:35px 0 14px;scroll-margin-top:105px}.gpen-article-content h3{color:#003d7c;font-size:19px;line-height:1.5;margin:24px 0 12px}.gpen-article-content p{margin:0 0 18px}.gpen-article-content a{color:#135fbd;text-decoration:underline;text-underline-offset:3px}.gpen-article-content ul,.gpen-article-content ol{margin-left:23px}.gpen-article-content li{padding-left:3px;margin-bottom:10px}.gpen-intro{font-size:18px;color:#25496f}.gpen-takeaway,.gpen-message{background:#f4f8fe;padding:23px 25px;border-left:3px solid #ffbf32;border-radius:0 7px 7px 0;margin:25px 0;font-size:15px}.gpen-message p:last-child{margin-bottom:0}.gpen-table-wrap{overflow:auto;margin:23px 0;border:1px solid #dce7f4;border-radius:7px}.gpen-table-wrap table{margin:0;border-collapse:collapse;width:100%;font-size:14px;line-height:1.7;table-layout:fixed}.gpen-table-wrap th,.gpen-table-wrap td{padding:13px 15px;text-align:left;vertical-align:top;border-bottom:1px solid #e0e9f4;white-space:normal;color:#345171;text-transform:none;letter-spacing:0;overflow-wrap:anywhere}.gpen-table-wrap th{background:#eaf3ff;color:#003d7c;font-weight:800}.gpen-table-wrap tr:last-child td{border-bottom:0}.gpen-article-sidebar{padding-top:10px}.gpen-reading-related{margin-top:30px}.gpen-reading-related>a{display:block;font-size:14px;font-weight:650;line-height:1.7;padding:14px 0;border-bottom:1px solid #e0e8f2}.gpen-reading-related span{color:#c99013}.gpen-article-cta{padding:25px 28px;margin-top:36px;border:1px solid #dce8f7;background:linear-gradient(120deg,#edf5ff,#fffcf0);border-radius:8px}.gpen-article-cta h2{margin:0 0 13px}.gpen-article-cta p{margin:0}.gpen-single{padding-top:5px}.gpen-single .gpen-help h2{font-size:23px}
@media(max-width:950px){.gpen-reading-grid{grid-template-columns:minmax(0,1fr);gap:28px}.gpen-article-sidebar{display:grid;grid-template-columns:1fr 1fr;gap:24px}.gpen-reading-related{margin-top:0}}
@media(max-width:600px){.gpen-article-head h1{font-size:28px}.gpen-article-content{font-size:15px;line-height:1.85}.gpen-article-content h2{font-size:23px}.gpen-intro{font-size:17px}.gpen-article-sidebar{grid-template-columns:1fr}.gpen-article-cover img{max-height:320px}.gpen-toc,.gpen-takeaway,.gpen-message,.gpen-article-cta{padding:19px}.gpen-table-wrap th,.gpen-table-wrap td{padding:10px 8px;font-size:12px}.gpen-crumb{flex-wrap:wrap}}